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Financial Calculators
Quick, up-to-date estimates based on the latest South African rates
VAT Calculator
Standard South African VAT rate: 15%
Disclaimer: Calculations are guidelines only and subject to confirmation. The standard South African VAT rate is 15%.
Income Tax Calculator
Based on the 2026/2027 SARS tax tables (1 March 2026 – 28 February 2027)
Disclaimer: A simplified estimate of tax on taxable income; excludes UIF, medical aid tax credits, retirement deductions and other adjustments. Guidelines only — consult a registered tax practitioner.
Transfer Duty Calculator
SARS transfer duty rates effective 1 April 2026
Disclaimer: Transfer duty is payable on property valued above R1 210 000. Excludes conveyancing fees, deeds office fees and VAT. Where the seller is a VAT vendor, VAT applies instead of transfer duty. Guidelines only.
Bond Repayment Calculator
Estimate your monthly home loan repayment
Disclaimer: Estimate based on a fixed rate over the full term; excludes initiation and admin fees, insurance and rate changes. Default rate is the prime lending rate (10.5% as at 28 May 2026). Guidelines only.
Provisional Tax Estimator
Based on the 2026/2027 SARS tax tables (1 March 2026 – 28 February 2027)
Disclaimer: A simplified estimate. First payment is taken as 50% of estimated annual tax; the second is the balance less any tax already paid. Does not apply the "basic amount", penalties or the 80/90% accuracy rules. Consult a registered tax practitioner.
Services
To meet your needs
Accounting Solutions
Auditing and Accounting Services
Our auditing and accounting services involve a meticulous examination of your financial records.
Financial Reporting & Tax Compliance
We handle the monthly financial records and annual financial statements, offering a clear snapshot of your financial health.
Tax Planning & Administration
Our tax experts work closely with you to develop effective tax strategies tailored to your specific circumstances.
Financial Advisory
Corporate Governance & Compliance
We assist businesses in meeting their corporate governance requirements and maintaining compliance with relevant laws and regulations.
Business Advisory
Services
Our experienced consultants provide valuable insights and recommendations to optimize your business performance.
Financial Planning & Budgeting
We help you develop robust financial plans and budgets to effectively manage your resources and achieve your financial goals.
Tax & Estate planning
Trust Establishment & Management
Our team assists in the establishment and administration of trusts, providing expertise in legal and financial
matters.
Estate Planning & Administration
We offer comprehensive estate planning services to help you protect and distribute your assets according to your wishes.
Deceased Estate Administration
In the unfortunate event of a loved one's passing, we provide compassionate and professional assistance in managing their estate.
Insurance services
Short-Term Insurance Services
We offer short-term insurance coverage to protect you against unexpected risks and losses. Whether you need coverage for your property, assets, or liabilities, our insurance solutions provide peace of mind.
Long-Term Insurance and Investment Advisory
Our dedicated team of insurance and investment advisors offers personalised guidance to help you secure your financial future. We provide expert advice tailored to your goals and
risk tolerance.
Brands we partnered with
Building wealth, creating futures.
Why us
Trusted experts with years of experience and industry accreditations
At GBG, we are committed to guiding you on your financial journey with expertise, integrity, and a personalised approach. Our team of skilled financial consultants and insurance brokers is dedicated to helping you unlock your full financial potential, one step at a time. Our mission is to empower you with the knowledge and tools to make informed decisions, secure your financial stability, and achieve lasting success.
A decade of proven financial expertise.
Serving a thriving community of satisfied customers.
A dedicated team of financial experts at your service.
Guided by integrity, trust, and client-centricity, our values drive everything we do.
Integrity
Uphold high ethical standards and act with honesty, transparency, and professionalism in all your interactions.
Trust and Confidentiality
Understand the importance of trust and confidentiality in your client relationships.
Objectivity
Provide unbiased advice that is based on thorough analysis, research, and a comprehensive understanding of your clients' financial situations.
Expertise
Stay up-to-date with industry trends, regulations, and best practices to offer informed advice to your clients.
Long-Term Relationships
Build long-term relationships with your clients based on trust, open communication, and mutual respect.
Accountability
Monitor progress, review strategies, and make adjustments as needed to help clients stay on track towards their financial goals.
Testimonials
Those who trust us
Stephan de Souza – Business Owner, Graaff-Reinet
“I have been working with GBG Brokers Graaff-Reinet for several years, and their expertise and dedication have been invaluable to my financial journey. Floris Steenkamp consistently provides insightful advice and presents tailored strategies that have significantly grown my investment portfolio and protected my most valuable assets. His professionalism and commitment to client success make him an outstanding financial planner. I highly recommend his services to anyone looking to achieve their financial goals.”
John Luscombe – Farmer & Entrepreneur, Graaff-Reinet
“Lorette and I have had capital invested with GBG Brokers for a while now. This has been a good journey with Floris Steenkamp and his support team from Cape Town, Michelle Mathews etc.
Floris and his support team give us regular updates on how the investments are performing and how they see the future prospects. Floris has a very positive and pleasant demeanor. From our experience I would recommend him as a broker should you want to invest funds.”
Fairworld Fynwol Merinos
Ons by Fairworld het nog altyd baie veilig by GBG gevoel aangesien hulle na al die jare ons besigheid van binne en buite ken en verstaan. Geen belangrike besluite, hetsy dit oor belasting, transaksies, trusts, testamente of wat ookal gaan, word gedoen sonder GBG se insaë nie.
GBG se kennis, dienslewering, stiptelikheid, eerbaarheid en “kliente voel belangrik” is absoluut prysenswaardig.
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